Flexible loans for your Dental Treatment

Applying for a dental treatment loan online with Snap Finance UK has been designed to be quick and straightforward. Whether you're planning treatment or need urgent dental care, you can check your eligibility in just a few minutes from the comfort of your home.

We perform an initial soft check what won't effect your credit score. A hard check is then performed if you take the loan.

We work with a wide range of dental practices, helping patients spread the cost of their dental treatment through flexible finance options.

Whether you're considering cosmetic dentistry, Invisible Aligners, dental implants, or teeth whitening, you can borrow between £250 and £3,000 and repay the loan over 18, 24, 36, or 48 months, depending on your chosen finance option.

We also offer 11 months' interest-free credit (0% APR) on eligible treatments. Availability may vary by practice, so please contact your local dental practice for more information and to discuss the options available to you.

The best finance option depends on your treatment costs, budget and financial circumstances. At Snap you have two options:

Snap at Checkout
Visit any of our dental retailers where you can opt to Snap as a payment method whether online or in the practice. Once you select Snap Finance as a payment option you'll be asked to complete our application form.

The application process is simple and can be completed online in a matter of minutes, with your eligibility being determined in seconds. Our flexible repayment options allow you to choose the repayment plan that best fits your needs and budget. An initial “soft check” is performed so applying won’t hurt your credit score. Please note, a hard check is performed at the point you take the loan.

Snap Card
Snap Card enables you to apply for a loan and if approved add the funds to a virtual card which you can then use to spend with any of our dental partners, whether in the practice or online. You can add your Snap Card to Apple Pay or Google Pay. This loan lasts for 30-days, at which point we calculate what you have spent and therefore this becomes the amount you pay back over a term that works best for you. 

Once approved, you’ll receive a Snap Card which you can access by downloading the Snap Wallet app. The loan applied to your Snap Card is only valid for 30-days. You can use it online or in stores by entering the 16-digit card number, expiry date, and security code. Alternatively you can add your Snap Card to Apple Pay or Google Pay to make paying that little bit easier.

After 30 days, whatever you’ve spent on your card becomes your loan which you repay on a monthly term that suits you. Your first payment is due on the selected day of the month, a minimum of 7 days after the spend window closes.

We're a responsible lender, meaning we never offer loans we don't think you could comfortably afford to pay back. To make sure we're getting this right, we'll initially run a soft credit check to assess your eligibility. This doesn't affect your credit score.

We also run checks to validate your income and ID, these do not impact your credit file score.

Before finalising your agreement, we will carry out a hard credit search with credit reference agencies, and identification verification checks. If the checks are not satisfactory, we may decline your application. If we decline your application, we will let you know via email.

To find out more about how Snap runs a soft credit check, click here.