Grow sales.
Reach more customers.
We provide responsible, point-of-sale credit for real people with real needs - giving retailer partners higher approvals, more sales, and more 'yes' moments.
✅ One journey. Multiple options.
✅ 0% and interest-bearing.
✅ Pay in 4 months or up to 4 years.
✅ Launch quickly with our plug-ins.
Traditional finance sees risk.
We see solutions.
At Snap, we go beyond credit scores to understand the person behind each application. We help retailers say “yes” to more customers through intelligent, inclusive credit solutions that help people, and retailers, move forward.
Turn missed opportunities
into meaningful sales.
With Snap Finance you can:
Unlock new customers
1 in 3 UK adults are underserved by mainstream lenders - customers you can reach, ready to buy.
Boost conversion & sales
Turn browsers into buyers with inclusive payment options.
Build customer loyalty
Support more customers with fairer, personalised credit solutions that meet their needs.
Reduce basket abandonment
Give customers options at checkout, so they can choose the payment option suited to them.
Partnered with top retailers and
trusted by many.
Join hundreds of retailers today.
Snap has been an integral part of our journey, supporting us from our early days by providing flexible finance solutions to help our customers afford quality furniture.
With Snap as our lender, we’ve seen extraordinary growth, quadrupling our revenue in just four years. Their reliable service has been vital to our success.
Ben Mitchell
Operations Manager, Honeypot Furniture
Snap's innovative card product has enabled us to launch quickly with minimal development, boosting overall approval rates and supporting sales growth, while helping customers create better homes with straightforward, affordable finance.
Steve Adlington
Head of Services
We value the professionalism, reliability, and consistent quality of service and regard Snap as a credible and trusted organisation to do business with. We value the strong collaboration and together have also identified further opportunities to scale the relationship, helping to increase our bottom line, drive commercial growth, and support consumers in purchasing what they need.
Chris Clarke
Training Manager
We have found Snap to be refreshingly brilliant and a joy to work with, they've helped us ensure more people can get better sleep on a Simba!
It was very easy to integrate, as we are platformed on Shopify. Our acceptance rates have skyrocketed.
The team have been brilliant from first chat to ongoing day to day performance.
Jon Moore
Marketing and Ecommerce Director
I've had a great first experience working with Snap Finance.
They have been responsive, professional, friendly, and easy to deal with from the start.
Seamus Óg McGilligan
Online Sales Manager
We have been using Snap Finance now for the last couple of years. Since we set up our partnership, our turnover has more than doubled. They are always available for us as a retailer and our customers to speak to.
Everyone who works there is always happy to help us, and we are delighted with the service they provide us. We have a great relationship with our Account Managers and staff that answer the phones.
Chris Clarke
Training Manager
Snap Finance plays an important role within the business here at Sofa Club amongst our offline sales locations, offering a product that suits a large portion of our customers with a very simple, easy to use system, which gives our customers a decision in minutes.
The support we have received from Snap Finance and Eduardo in particular has been outstanding.
Jack Newman
Sales Manager
We have had a truly rewarding experience working with Snap Finance.
Their seamless integration into our existing systems has made it incredibly easy for both our team and our customers.
Overall, Snap Finance has played a pivotal role in our mission to provide quality education to all. We look forward to continuing our partnership and achieving even greater outcomes together!
Wayne Janse Van Rensburg
Group Chief Executive
I would wholeheartedly recommend Snap Finance to other businesses seeking to enhance their ecommerce performance. Their focus on providing accessible financing, seamless integration, and robust support stands out as a compelling value proposition. These attributes align closely with the needs of retailers like us, who are striving to optimise sales, reduce cart abandonment, and build customer loyalty.
Richard Knapman
New B2B Acquisition and Development Manager
One partner. Multiple finance options.
Everything you need to serve more customers - flexible finance, multiple checkout options, simple integrations, and stronger approval rates - it’s finance that reflects real life.
INTEGRATIONS
Easy to add.
Easier to run.
Online, in-store, or both. Snap slots into your existing setup without the heavy lifting.
✅ Shopify, Magento, WooCommerce plug-ins
✅ Bespoke developer toolkit
✅ No-integration virtual card
✅ In-store SMS and QR codes
SNAPFLEX
Finance to fit
real life.
Interest-free & interest-bearing. One seamless journey.
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✅ 0% over 11 months and interest-bearing up to 4 years
✅ Data-led, personalised loan options
✅ Pay in 4 months - all interest cancelled
✅ Advanced decisioning and market-first affordability technology
SECOND-LINE
A decline isn't
the end.
Snap sits alongside your primary lender - turning eligible declines into approvals.
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✅ Complements, not competes with, your existing lender
✅ Up to 35% approval on prime lender declines
✅ Turn abandoned baskets into completed purchases
SNAPCARD
Zero integration.
All the reward.
Works like any card payment. We do the work - you see the reward. Plus, Snap sends approved, ready-to-spend customers to you.
✅ No integration needed
✅ Apple Pay & Google Pay ready
✅ Seamless checkout experience
We don't just partner with you.
We deliver for you.
Every other lender stops at checkout. Snap actively sends approved, motivated shoppers to your store.
Access to marketing support across multiple channels, at no extra cost.
A dedicated Account Manager to support your growth at Snap.
Your customers matter to us.
Have confidence in knowing that we are here to support your customers.
Serve more customers, close more sales, and build customer loyalty
Contact us today to discover how Snap Finance can revolutionise your retail business
If your business meets the following criteria, submit your details below and we’ll be in touch soon.
- Minimum £250,000 annual turnover
- Minimum 2 years’ continuous trading history
- VAT registered
If you need assistance, please call us on 03300 109364 or email merchant@snapfinance.co.uk
We're available Monday to Friday 8:30am - 5:30pm, and Saturday 9am - 1pm.