Earn up to £125 when you refer friends*

Refer A Friend Image

We’re excited to introduce Refer-a-Friend reward

Refer up to 5* friends or family to Snap Card and earn £25 for each successful referral - that’s up to £125 in rewards.

It’s our way of saying thank you for being a valued customer.

How it works

Three simple steps to earn your reward.

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1. Share your unique referral link

As an existing customer we will have sent you a referral link by email. Share this unique web link with a friend or family member by email, txt or WhatsApp.

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2. Friend completes application

Your friend clicks the link, applies for a Snap Card, is approved, makes a purchase and has made their first repayment, we will automatically register the referral.

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3. We’ll send your £25 reward

You’ll receive £25 for each successful referral, up to a maximum of 5 referrals — that's up to £125 just for spreading the word.

Frequently asked questions

Everything you need to know about Refer-a-Friend.

When will I receive my reward?

Your £25 reward will be sent within 5 working days of your friend or family member making their first Snap Card loan repayment. Your reward will be paid into the bank account we have on file.

What if my friend’s application is denied?

Rewards are only paid when a referred friend's Snap Card application is completed, approved, the loan is taken and they have made their first payment. If their application is declined, no reward will be issued for that referral — but this doesn't affect your ability to refer other friends.

Does my friend need to be completely new to Snap?

Yes, your friend must be a brand new Snap Finance customer who has not previously applied for or held any Snap Finance product. Existing customers who use a referral code will not trigger a reward.

Can I refer more than 5 friends?

The maximum is 5 rewards per customer, giving you up to £125 in total. You're welcome to share your code with more people, but rewards will only be paid for the first 5 successful referrals.

Representative 29.9% APR