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Build the future of inclusive finance with us

We’re on a mission to make finance more accessible, fair, and human — for everyone.

Andy, CEO

Andy Smith, CEO

“Snap started with a simple but powerful idea: finance should lift people up, not lock them out. What began as a small start-up, driven by this belief, has grown into a national platform that empowers thousands of individuals every day. Throughout this incredible journey, our mission has remained constant - to make finance more accessible, fair, and inclusive for everyone.

At the heart of our success is a strong, values-driven culture. Every member of the Snap team shares a deep commitment to doing what’s right for our customers, our partners, and each other. We believe that by putting people first, we can build financial solutions that truly meet the needs of underserved customers. As we continue to expand our reach, we remain focused on our founding purpose - using the power of finance to create opportunities, unlock potential, and foster financial wellbeing for all.”

A Snapshot

In 2017, we launched Snap Finance UK to give people more control over how they pay. Year on year, our flexible solutions are helping more and more people shop on their terms. Be a part of our growth.

Our growth in the last year

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87%

uplift in the amount we have loaned to customers

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20%

increase in our number of people

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63%

growth of our customer base

Driven by team. Defined by culture.

We’re not just building a better way to finance - we’re building a better place to work.

Forward thinking

Forward Thinking

We move fast & build user-first solutions.

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Inclusive

We champion access, inclusion, and support.

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Supportive

You'll find a culture that backs you to grow.

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Human

We infuse empathy into everything we do.

Building our legacy

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2012

Snap Finance launches in Salt Lake City, US

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2017

Snap UK was born and within a few months, began lending to customers

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2019

Launched our innovative e-commerce integrations and hit £1 million in monthly lending

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2020

Introduction to hybrid working

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2021

Launched Pay in 4 loan feature

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2022

Core APR rates changed to 29.9% and 100,000 customers served

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2024

Launched Shopify plugin, risk-based pricing, 0%, SnapFlex, partner API, and was awarded Best Use of Technology at the Credit Awards

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2025

Launched Snap Card, Magento plugin, and was awarded Credit Risk Team of the Year at the Credit Awards. 200,000 customers served and £5m+ lent monthly

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