Flights on Finance
12 May 2026

Flights on Finance
Booking flights can be expensive when you have to pay upfront, especially when you need to add extras such as additional luggage. Through our travel partners Floan and Alternative Airlines, Snap Finance enables you spread the cost of any flight into fixed monthly payments.
Can you get flights on finance in the UK?
Yes. In the UK, you can use Snap Finance to spread the cost of flights.
You apply directly through Snap Finance. If approved, you receive a Virtual Card that can be used to pay for flights with selected travel providers.
How flights on finance works
You complete a short online application through Snap Finance.
If approved, you receive a Virtual Card with an agreed credit limit. You then use this card to pay for flights with participating travel providers and repay the balance in monthly instalments.
How to Apply
Booking flights with Snap Finance through Alternative Airlines and Floan is straightforward:
- Click “check eligibility” on the Snap Finance website.
- Complete the online application.
- Receive a decision, usually within minutes.
- If approved, access your Snap Finance Virtual Card.
- Use your card to pay for flights.
Where you can use Snap Finance for flights
Once approved, your Snap Finance Virtual Card can be used with our partner travel providers:
Both providers accept the Snap Finance Virtual Card directly at checkout.
Flexible repayment options
Snap Finance offers repayment terms of up to 48 months (depending on retailers), with rates starting from 29.9% APR.
You choose a repayment plan during the application process, with fixed monthly payments agreed at the point of approval.
A deposit may be required depending on your eligibility.
Using the Snap Finance Virtual Card
Once approved, you’ll receive access to a Snap Finance Virtual Card, which you can use to pay directly at Alternative Airlines, Floan and other selected retailers.
You can access your virtual card by downloading the Snap Wallet app.
The loan applied to your Snap Card is only valid for 30-days.
You can use it online or in stores by entering the 16-digit card number, expiry date, and security code. Alternatively you can add your Snap Card to Apple Pay or Google Pay to make paying that little bit easier.
Is financing flights a good idea?
Flights on finance can help spread the cost of travel, but it should be used carefully.
- You repay the full amount over time
- Monthly payments must be affordable
- A full credit check is required during application
Used responsibly, it can make travel more manageable without paying everything upfront.
Tips before booking flights on finance
Before booking your flights, it’s worth taking a few extra steps to make sure you’re getting the best value and choosing a repayment plan that works for your budget.
- Compare flight prices across different dates and providers, as even small changes can make a big difference to the total cost
- Check what’s included in the fare, such as baggage, seat selection, and cancellation policies
- Make sure your monthly repayments are affordable alongside your other regular commitments
- Review the total repayable amount before completing your application
- Consider travel insurance for added protection, especially for international or long-haul trips
Planning ahead and understanding the full cost of your booking can help you manage your travel budget more confidently.
Get the flight you want today and spread the cost:
Alternative Airlines
Floan
Ready to Fly?
With Snap Finance, booking your next trip has never been easier. Spread the cost, travel now, and repay in a way that suits you.
Common questions about financing your travels
How do Snap Card repayments work?
After 30 days, whatever you’ve spent on your card becomes your loan which you repay on a monthly term that suits you. Your first payment is due on the selected day of the month, a minimum of 7 days after the spend window closes.
How do you pay for flights on finance?
You apply online, and if approved, you use your Snap Finance Virtual Card to pay for flights and repay in monthly instalments.
Can I book flights now and pay later?
Yes. Once approved, you can book flights using your Virtual Card and spread the cost over time.
Do I need a credit check to finance flights?
Yes. A credit assessment is part of the application process.
Does Snap run a hard credit check?
We're a responsible lender, meaning we never offer loans we don't think you could comfortably afford to pay back. To make sure we're getting this right, we'll initially run a soft credit check to assess your eligibility. This doesn't affect your credit score.
We also run checks to validate your income and ID, these do not impact your credit file score.
Before finalising your agreement, we will carry out a hard credit search with credit reference agencies, and identification verification checks. If the checks are not satisfactory, we may decline your application. If we decline your application, we will let you know via email.
To find out more about how Snap runs a soft credit check, click here.

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