Bikes on Finance

At Snap Finance, we believe that getting the bike you love—whether it's a traditional push bike or a modern e-bike—should be easy and affordable. That’s why we offer flexible payment options that let you spread the cost over time, so you can hit the road without having to pay everything upfront.

We’ve partnered with a network of trusted UK retailers to bring you finance options on purchases over £250, including bicycles and electric bikes. Applying is quick and simple, starting with a soft credit check that won’t affect your credit score. It’s a great way to see your eligibility without any pressure.

Once approved, you can choose the bike that suits your lifestyle—and your budget.

To give you an idea of what your plan might look like, here’s a representative example:

Cost of Goods: £2,250

Amount of Credit: £2,250

Annual Fixed Interest Rate: 26.47%

Monthly Payment: £119.68

Term: 24 months

Total Payable: £2,922.32

Representative APR: 29.9%

Exact terms and interest rates may vary depending on the retailer and your individual agreement, so it’s always best to check the details before you buy.

Looking for an electric bike? Retailers like Eco Electric Bikes offer a wide range of e-bikes with finance options through Snap. Whether you're after a reliable commuter ride or something built for adventure, you can find a plan that works for you—with terms of up to 48 months and even interest-free options in some cases.

Flexible Payments: Spread the cost in a way that works for your budget.

Quick and Easy Application: Get started with a soft credit check—no impact on your credit score.

More Bike for Your Budget: Access a higher-quality bike now and pay later.

Before applying, keep the following in mind:

Total Cost: Financing can increase the total amount you pay over time, especially if interest is applied.

Monthly Payments: Make sure the repayments are manageable within your monthly budget.

Credit Check: If you decide to go ahead with the finance, a hard credit check will be required, which may affect your credit score.

With Snap Finance, owning the bike you've always wanted—be it a classic pedal-powered push bike or a cutting-edge electric model—has never been more achievable. Explore your options today and ride your way, on your terms.