Snap at Checkout
Looking to spread the cost of a new appliance, home furnishings or even a mobility aid?
You may find Snap Finance at checkout with many of the UK’s leading retailers, giving you the flexibility to spread the cost over time.
With Snap at Checkout, you can apply to borrow from £250 to £5,000 and choose a repayment term of up to 4 years, subject to status and approval.
What is the retail finance loan?
Our retail finance loan lets you spread the cost of your purchase over up to 48 months with a Representative 29.9% APR. Applications are made directly via the retailer you want to shop with, and once approved, your budget can only be spent with that selected retailer.
Simple, straightforward, and stress-free—this loan is designed with your budget in mind. It’s perfect for when you need flexibility and time to pay off larger purchases.
What is the 0% 11 month product?
Interest-free financing? Yes, really!
Our 0% 11 month product gives you the power to pay for what you need without paying a penny of interest and is only available at some selected retailers.
Here's how it works:
Pay a deposit, then spread the remaining cost over 11 months
Choose a repayment date that suits you best
Rest easy knowing that there are no hidden fees or extra charges
Pay in 4
Only available with Snap at Checkout - Managing your finances is now simpler than ever with our Pay in 4 feature - available exclusively through our retailers, when paying with Snap Finance. Pay in 4 is a feature that allows you to settle your loan in full within 4 months and Snap will cancel the interest. This is called the Pay in 4 period.
Here’s how it works:
Step 1: Visit one of our approved retailers.
Step 2: Find the products you want and add them to your basket.
Step 3: At checkout (on in-store), select Snap Finance as your payment option.
Step 4: Apply and once approved, choose our Pay in 4 option.
Step 5: Pay off your purchase within 4 months - and enjoy no interest when you do!
*Unable to settle in 4 months? No worries. The remaining balance reverts to your contractual loan with applied interest, across the term selected by you in your application. This is a personal loan and interest is applied from the time you get your goods or services. The Pay in 4 feature is only available on certain Snap Finance products. Opt in is required, terms & conditions apply.