Discover a seamless buy now, pay later experience. Pay in 4 helps you spread the cost, you will pay no interest if you purchase your goods with Pay in 4.

Pay in 4 - Snap Finance

Managing your finances just got easier with Snap Finance's Pay in 4 feature. Discover a seamless buy now, pay later experience. Here's how:

Step 3: Clear the cost of your purchase within four months, and enjoy zero interest.

Unable to settle in four months? No worries. The remaining balance transforms into a monthly loan with applied interest, and the term is selected by you in your application.

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Your Snap Loan includes a Pay in 4 option. It allows you to make your purchase today and split the cost into four equal instalments. 

This means you can enjoy your desired products right away without having to pay the full amount upfront.

With Pay in 4, you can spread the cost of your purchase over four instalments, making it easier to manage your budget.

We believe in transparent pricing. You won't have to worry about hidden fees or high-interest rates. You'll know exactly what you're paying.

Our application process is straightforward and quick. Get approved in minutes and start shopping today across our retail network.

A soft credit check to see if we will approve you. We will only carry out a hard search when you take out the loan.

Apply now by clicking ‘Check Eligibility’. The process is simple, with a decision in minutes.

During the application process, select the "Pay in 4" instalments option.

Complete a simple application with basic personal information. You'll receive a quick decision.

Pay over 4 instalments on your scheduled payment dates.

Whether you're looking to buy electronics, furniture, or automotive accessories, our Pay in 4 option is designed to make your shopping experience more convenient and budget-friendly.

Experience affordability in action - here is a breakdown of a £500 TV with 4 interest-free monthly payments:

If you take out a loan and can't keep up with the 4 instalments, your loan will revert to your chosen loan term at your agreed APR.

At Snap Finance, we believe that everyone deserves access to the products they want and need. With our Pay in 4 instalments option, you can enjoy the convenience of flexible payments while shopping for your items. Say goodbye to the stress of paying in full and hello to spreading the cost and making things more affordable and manageable.