Pay in 4 activated

Pay in 4 - Our Buy Now Pay Later Feature

Managing your finances just got easier with Snap Finance's Pay in 4 feature. Discover a seamless buy now, pay later experience within our loan. Here's how:

Step 1: Get approved for a loan from Snap.

Step 2: Select our Pay in 4 option.

Step 3: Clear the cost of your purchase within four months, and enjoy zero interest.

Unable to settle in four months? No worries. The remaining balance transforms into a 24-month loan with applied interest.

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What is Snap's "Pay in 4" Instalments?

Snap Loan includes a Pay in 4 option. It allows you to make your purchase today and split the cost into four equal instalments. This means you can enjoy your desired products right away without having to pay the full amount upfront. Whether you're looking to buy electronics, furniture, or fashion items, our Pay in 4 option is designed to make your shopping experience more convenient and budget-friendly.

Advantages of Pay in 4 Instalments

 Direct to Retailer Payments
Affordable Payments

With Pay in 4, you can spread the cost of your purchase over four instalments, making it easier to manage your budget.

Early Repayment Benefits
We Cancel All Interest + No Hidden Fees

We believe in transparent pricing. You won't have to worry about hidden fees or high-interest rates. You'll know exactly what you're paying.

Transparent Costs
Quick Approval

Our application process is straightforward and quick. Get approved in minutes and start shopping today across our retail network.

Soft Credit Check

A soft Credit Check to see if we will approve you, We will only carry out a hard search when you take out the loan.

How Pay in 4 Works

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Select Your Products

Browse our wide range of products and choose the items you want to buy.

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Choose Pay in 4

During the application process, select the "Pay in 4" instalments option.

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Easy Application

Complete a simple application with basic personal information. You'll receive a quick decision.

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Make Your First Payment

Pay the first instalments on your selected payment date, and the remaining three instalments will be automatically deducted from your chosen payment method on the scheduled dates.

Financing Example

Experience affordability in action - here is a breakdown of a £500 TV with 4 interest-free monthly payments:

Pay in 4 Example

If you take out a Snap Finance loan and cant keep up with the 4 instalments, your loan will revert to a 24 payment month option at your agreed APR.

At Snap Finance, we believe that everyone deserves access to the products they want and need, regardless of their financial situation. With our Pay in 4 instalments option, you can enjoy the convenience of flexible payments while shopping for your items. Say goodbye to the stress of paying in full and hello to spreading the cost and making things more affordable and manageable. Explore our website today to discover the endless possibilities of Pay in 4 instalments in the UK.

Representative 29.9% APR