Pay in 4 months, & Pay no Interest
Managing your finances just got easier with Snap Finance's Pay in 4 feature. Here's how:
Step 1: Get approved for Snap Loan.
Step 2: Select our Pay in 4 option.
Step 3: Clear the cost of your purchase within 4 months, and pay no interest.
Unable to settle in 4 months? No worries. The remaining balance transforms into a monthly loan with applied interest, across the term selected by you in your application.
What is Snap's "Pay in 4" instalments?
Your Snap Loan includes a Pay in 4 option. It allows you to make your purchase today and split the cost into four equal instalments.
This means you can enjoy your desired products right away without having to pay the full amount upfront.
Advantages of Pay in 4 instalments
Affordable payments
With Pay in 4, you can spread the cost of your purchase over four instalments, making it easier to manage your budget.
No hidden fees
We believe in transparent pricing. You won't have to worry about hidden fees or high-interest rates. You'll know exactly what you're paying.
Quick approval
Our application process is straightforward and quick. Get approved in minutes and start shopping today across our retail network.
Soft credit check
A soft credit check to see if we will approve you. We will only carry out a hard search when you take out the loan.
How Pay in 4 works
Whether you're looking to buy electronics, furniture, or automotive accessories, our Pay in 4 option is designed to make your shopping experience more convenient and budget-friendly.
Apply for Snap Loan
Apply now by clicking ‘Check Eligibility’. The process is simple, with a decision in minutes.
Choose Pay in 4
During the application process, select the "Pay in 4" instalments option.
Easy application
Complete a simple application with basic personal information. You'll receive a quick decision.
Make your first payment
Pay the full amount over the first 4 instalments and pay no interest.
Financing example
See affordability in action – here’s how spreading the cost of a £500 TV over 4 months looks:
If you take out a loan and can't keep up with the 4 instalments, your loan will revert to your chosen loan term at your agreed APR and therefore interest will be applied.
At Snap Finance, we believe that everyone deserves access to the products they want and need. With our Pay in 4 instalments option, you can enjoy the convenience of flexible payments while shopping for your items. Say goodbye to the stress of paying in full and hello to spreading the cost and making things more affordable and manageable.