Get a decision in seconds
Check your eligibility and get an instant decision.
Borrow from £250 to £3,000
and spread repayments over 18 to 48 months.
Shop at 1,000s of retailers
Use Snap Card online or in-store across our network of retailers.
Only pay back what you spend
Your loan will be calculated on what you actually spend.
Use Snap Card at 1,000’s of retailers
How Snap Card works
4 easy steps from browsing to buying — we'll handle the rest at checkout. Your approved amount will be activated once you select Snap Finance as your payment method.
1. Quick Check
Complete our short form in minutes to check your eligibility without affecting your credit score.
2. Get your decision
We'll give you an instant indicative decision so you know if you're likely to be approved.
3. Apply for Card
Once you're happy with the indicative decision, apply for a Snap Card in minutes.
4. Start spending
Once approved, use your Snap Card online or in-store and only pay back what you spend.
Check my eligibility
Complete the form below to check if you're eligible for finance. We'll carry out a soft credit check that won't affect your credit score, and you'll receive an indicative decision in seconds.