Get a decision in seconds
Perform a Quick Check and get an indicative decision before applying.
Borrow from £250 to £3,000
Apply online, if you're approved spend and spread repayments over 18 to 48 months.
Shop at 1,000s of retailers
Snap Card enables you to spend online or in-store across our network of retailers.
Only pay back what you spend
Spend over 30-days using Snap Card, your loan will be calculated based on what you spend.
Use Snap Card at 1,000’s of retailers
How Snap Card works
4 easy steps from browsing to buying — we'll handle the rest at checkout. Your approved amount will be activated once you select Snap Finance as your payment method.
1. Quick Check
Complete our short form in seconds to check your eligibility without affecting your credit score.
2. Get your decision
We'll give you an instant indicative decision so you know if you're likely to be approved.
3. Apply for Card
Once you're happy with the indicative decision, apply for a Snap Card in minutes.
4. Start spending
Once approved, use your Snap Card online or in-store and only pay back what you spend.
Check my eligibility
Use the Quick Check link below and complete the form to check if you're eligible for finance. We'll carry out a soft credit check that won't affect your credit score, and you'll receive an indicative decision in seconds.
Here's what our happy customers like best about Snap Loan: