What could you use the loan for?
Borrow from £1,000 to £7,500 to use towards life's biggest moments to everyday purchases.
Home Improvements
New windows, doors, kitchen or bathroom
Holiday & Travel
Fund your dream holiday or city break
Buying Car
Upgrade your vehicle or cover a deposit
Special Occasion
Make your special day everything you imagined
Education
Courses, qualifications or professional training
Home Furniture
Give your home a fresh new look and feel
Short Term Cash
Need cash to pay for an unexpected event
Debt Consolidation
Combine debts into one fixed monthly payment
A Snap Personal Loan must not be used for illegal or restricted purposes.
Flexible borrowing, built around you
Borrow an amount over a term that suits you. Apply in minutes with a decision in seconds.
Loan amounts
Borrow what you need
£1,000 – £7,500
Repayment terms
Choose your timeline
18 – 48 months
APR range
Rates from 19.9%
19.9% – 49.9%
Fund transfer
Once approved
2 working days
Frequently asked questions
How soon will the loan be paid into my bank account?
Your loan will be paid into your bank account via an overnight transfer. This means the funds will be available within 2 working days of you signing your loan documents.
Can I amend my loan amount after I have applied for a loan?
If you have been approved for a loan but have not taken the full amount, it may be possible to adjust the loan amount. You will need to contact our customer service team to make this change.
However, if you have already taken the full approved loan amount, the loan cannot be amended.
Can I pay the loan into a different account to the one I’ll repay with?
No — for security and compliance reasons, the loan must usually be paid into and repaid from the same bank account. This helps us verify your identity and ensure repayments are taken from the correct source.