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Credit report data and scores are supplied by TransUnion International UK Limited, with a credit score also provided by Equifax Inc. Access is subject to validation.

Frequently asked questions

Who are Credit Engine?

Credit Engine was set up to help UK consumers who are struggling to access credit, to understand their credit profile and find credit products that work for them. Whether you have an issue with your credit file you need help with, or want to understand what's affecting your ability to get credit, we can help. 

Snap Finance receives a commission for introducing new paying customers to Credit Expert.

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Card Issuer - Terms & Conditions

Complaints

Customer Survey - Terms and Conditions

B2B Prize Draw Terms and Conditions

Refer a Friend

Snap Finance Limited, 1 Vincent Avenue, Crownhill, Milton Keynes, MK8 0AB

Snap Finance Limited is authorised and regulated by the Financial Conduct Authority with Firm Reference Number 741813. The Register is available here. We are members of the Finance & Leasing Association and adhere to the FLA Lending Code.

Snap Finance Limited reserve the right not to extend credit. Terms and Conditions Apply. Missing payments could have consequences, including legal proceedings and could make it more difficult to obtain credit in the future. If you are experiencing financial difficulty you can get free money advice here:
www.stepchange.org | www.nationaldebtline.org | www.payplan.com

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

Representative Example: Cost of Goods £1200, Deposit £0, Amount of Credit £1200, Annual Fixed Interest Rate 26.47%, Monthly Payment £65.28, Term 24 months, Total Payable £1,566.72, Representative 29.9% APR.

Representative 29.9% APR