How it works
Three simple steps to Pay in 4 with Snap Finance.
1. Choose a retailer
Pick one of our retailers where Pay in 4 is available and add items to the cart.
2. Check your eligibility
Apply for Snap Finance at checkout and opt in to Pay in 4 once approved.
3. Repay in 4 instalments
Clear the cost of your purchase within 4 monthly instalments and pay no interest.
Unable to settle in 4 months? No worries. If you take out a loan and can't keep up with the 4 instalments, your loan will revert to your chosen loan term at your agreed APR and therefore interest will be applied.
Featured Retailers

SIMBA
Sleep better, every night with comfort that works for you.

BENSONS FOR BEDS
Find the perfect bed to help you rest and recharge.

HONEYPOT FURNITURE
Stylish furniture to make your house feel like home.

CARPET MONSTER
Upgrade your space from the ground up with quality flooring.

PAY SMART CARPETS
Affordable flooring options to suit every room and budget.

UNITED CARPETS
Great value carpets and flooring to refresh your home.

CARECO
Stay independent with mobility solutions designed around you.

ABLEWORLD
Everyday support to help you move with confidence.

MILLERCARE
Reliable mobility products to keep you active and comfortable.

LEARNDIRECT
Build new skills and unlock your next opportunity.

HGV DRIVER TRAINING
Get qualified and on the road to a new career.

STONEBRIDGE ASSOCIATED COLLEGES
Flexible learning to help you achieve your goals.

What is Snap's "Pay in 4" instalments?
Your Snap Loan includes a Pay in 4 option. It allows you to make your purchase today and split the cost into four equal instalments.
This means you can enjoy your desired products right away without having to pay the full amount upfront.

