Shop Flexibly with Snap Finance

Shopping with Snap Finance is like shopping at a multi-store retailer like Argos. You get approved for your loan and then you look at our wide range of retailers we have in our network and you pick your item(s). The advantage of using our network is that we can offer several benefits, particularly for those looking for flexible financing options. Snap Finance operates on a pay over 24 months model, which can be particularly advantageous in several ways:

• Flexible Payment Plans: Snap Finance offers flexible payment plans that align with your income days, providing ease in budget management. You can choose payment frequencies that suit your income schedule, like weekly, bi-weekly, or monthly payments.

• Wide Range of Products: Snap Finance is accepted at numerous retailers for a variety of products. This means you can get the likes of furniture, appliances, electronics, and even car services (i.e. tyres, exhausts, alloys) on credit. It's not limited to just one type of product or service.

• Accessible to more Consumers: Unlike traditional credit options, Snap Finance considers various factors beyond credit scores (e.g. income stability, employment history, affordability, and identity verification) when assessing eligibility. Snap Finance’s inclusive approval makes it a great option to consider.

• Easy Application Process: Applying for Snap Finance is straightforward and can be done online or in-store. The process is quick, and you get a notification of approval in seconds.

• Customer-Focused Service: Our customers have reported positive experiences with Snap Finance, highlighting helpful and patient customer service, which can be a crucial factor for a smooth financing process. Our Trust Pilot score is 4.7/5.

• Eligibility Criteria: To be eligible for Snap Finance, individuals need to be at least 18 years old, have an active current account that can accept Direct Debits, £200 weekly income, be a UK resident, and have a valid Debit or Credit Card.

It's important to note that while Snap Finance offers these benefits, it's essential to carefully consider any financing option. Be aware of the terms and conditions, including interest rates and fees, and ensure that the repayments fit within your budget. Understanding your financial commitments is key to a positive experience with financing options like Snap Finance.

Ready to apply with Snap? Click here to check your eligibility today.