Spend your loan with Snap Card
Borrow up to £5000 to spend in any one of our selected retailers, and pay it back up to 48 months.
How to get your Snap Card loan
We put your loan amount on a virtual card so you can purchase your goods and services within our selected retail partners, making it easier for you to spend your loan in line with your budget.
Apply online
Apply now by clicking ‘Get Snap Card’. The process is simple, with a decision in minutes.
Get your card
Once approved, your card will be loaded with your approved amount in the app.
Start spending
Use the card for purchases over the next 30 days, and these will combine into a loan. You will only pay for the amount you spend.
Where can you spend Snap Card
You can spend at any one of our selected retailers which we have approved for Snap Card. Go to our Where You Can Spend page to see a full list of retailers where you can spend with Snap Card.
Comet
Furniture Direct Online
Wheelbase
Manage your card, your way
Start your path to convenient and flexible retail financing today.
Click 'Get Snap Card' to embark on a hassle-free experience with Snap Finance.
Empower your purchasing capability with smart, straightforward financing.
Your Snap Card questions, answered!
Key things to know about our virtual pre-paid Snap Card.
How do I use my Snap Card?
Once approved, you’ll receive a prepaid virtual Snap Card which you can access by downloading the app. You can use it online or in stores by entering the 16-digit card number, expiry date, and security code.
Is Snap Card a credit card?
No, Snap Card is a prepaid Visa card that works like a credit card but isn’t one. You only spend up to your approved limit, and once spent, your balance becomes a loan to repay.
Is Pay in 4 included?
Yes, Pay in 4 is included. This feature of the loan allows you to settle in full within 4 months and Snap will cancel the interest. Opt in is required.
Where can I use Snap Card?
Snap Card can only be used at selected retailers, both in-store and online. You can find a list of participating stores here.
Have more questions?
Visit our FAQs page for more frequently asked questions.
Don't take our word for it...
Here's what our happy customers like best about Snap Card:
Joseph Bird
26 March 2024
Great company, no problems whatsoever, I needed some tools and went to the toolden to get them but knew I could not pay out right for them. Snap finance came to my rescue... a few simple questions and the finance was in place all under 10 minutes.
Bea Mumford
10 May 2024
Perfect experience. So easy to set up the finance and extremely helpful on the phone when I had a query. Highly recommend them.
Mars Campbell
26 April 2024
After an accident left me unable to walk i needed a scooter and as they are pretty expensive I was able to get one with a pay in 4 with snap finance which was a godsend. It was really easy to set up and if i need to do anything like that again i will be sure to use them again. 😁
Mateusz Wajerczyk
26 April 2024
Highly recommend the company. Very good customer service. If something goes wrong, they work fast and to your benefit.
Terneesha Clarke
26 April 2024
Snap finance have helped me several times with purchasing new furniture since moving in to my new home. Affordable payment plans to suit your financial situation will be sure to use them in the future.
Sabrina Sells
30 July 2024
I used snap finance to carpet my home. Lovely staff over the phone. Always friendly and accommodating. They don't freak out if your payment is a couple of days late. They accepted me even though my credit rating isn't all that. All in all a reliable and friendly company. Would highly recommend.
Teresa Wixey
13 June 2024
Snap were very helpful the whole time we needed them. Great,friendly and professional throughout. Had an issue one month and had to stop a payment but they sorted it out and got us back on track,we have now finished our contract and are very grateful for the help.
Allysonleon Ducie
13 June 2024
Both times I have used snap they have been very professional and efficient in the dealing with processing and handling of the agreement with no issues whatsoever I certainly would use again and recommend them to anyone that's looking to use them.
Eric Prendergast
13 June 2024
Been with Snap for 3 years to finance my Mobility scooter, no problems at all great company quick service no fuss, highly recommend for people wanting help with Finance.
Suzanne Borkowski
13 June 2024
Used snap finance for 1st time to purchase my sofa I have had brilliant experience and they have amazing customer service and always there to offer any help 5 star service and will apply again in future.
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