How It All Started

Founded in 2012 in the United States, Snap Finance was established with the exclusive aim of offering individuals financial flexibility to improve their lives. Following the success of our business and the growth of the financial industry in the United States, our US Executive team strategically decided to expand into the UK market. Consequently, our UK head office was established in 2016.

Snap Finance UK was initially introduced to provide point-of-sale finance to consumers who have faced credit rejections or are working on building their credit score. Today, through a network of retail partners across the UK, Snap provides solutions for a variety of products and services, catering to a wide customer demographic, offering both 0% and interest-bearing finance options in a single customer journey.

Our Mission Statement

“At Snap Finance, our mission is to empower individuals by providing accessible financial solutions for our retailer partners and customers. We are committed to delivering a seamless and user-friendly experience, building trust with our retailer partners and customers as they turn to us for reliable support in achieving their financial goals and securing the essential items they need. Through innovation and dedication, we strive to make financial access invitingly simple, ensuring that Snap Finance becomes a trusted partner for all our retailer partners and customers ' journey towards financial well-being.”

Building Our Legacy

2017

Launched UK branch,
Funded our first loan

2018

Moved location due to
company growth

2019

Launched our innovative
e-commerce integration

2020

Moved location due to
company growth

2021

Launched Pay in 4
loan feature

2022

Core APR rates
have changed to 29.9%

2023

Launched SDK, Snap Card &
Snap Express

2024

Launched Income Portal

Join Snap Finance today, where your aspirations meet our dedication, and together, we shape a future of unparalleled business success.