
How It All Started
Founded in 2012 in the United States, Snap Finance was established with the exclusive aim of offering individuals financial flexibility to improve their lives. Following the success of our business and the growth of the financial industry in the United States, our US Executive team strategically decided to expand into the UK market. Consequently, our UK head office was established in 2016.
Snap Finance UK was initially introduced to provide point-of-sale finance to consumers who have faced credit rejections or are working on building their credit score. Today, through a network of retail partners across the UK, Snap provides solutions for a variety of products and services, catering to a wide customer demographic, offering both 0% and interest-bearing finance options in a single customer journey.
Our Mission Statement
“At Snap Finance, our mission is to empower individuals by providing accessible financial solutions for our retailer partners and customers. We are committed to delivering a seamless and user-friendly experience, building trust with our retailer partners and customers as they turn to us for reliable support in achieving their financial goals and securing the essential items they need. Through innovation and dedication, we strive to make financial access invitingly simple, ensuring that Snap Finance becomes a trusted partner for all our retailer partners and customers ' journey towards financial well-being.”
Building Our Legacy
2017
Launched UK branch,
Funded our first loan
2018
Moved location due to
company growth
2019
Launched our innovative
e-commerce integration
2020
Moved location due to
company growth
2021
Launched Pay in 4
loan feature
2022
Core APR rates
have changed to 29.9%
2023
Launched SDK, Snap Card &
Snap Express
2024
Launched Income Portal
Join Snap Finance today, where your aspirations meet our dedication, and together, we shape a future of unparalleled business success.