Spread the cost with Snap Finance!
Flexible repayment options to suit everyone.
Representative 19.9% APR
How it works
Choose your product or service from one of our selected retailers and partners.
Ask an instore retail advisor for your unique SMS link to apply for finance.
Apply for finance on your mobile device using the link you were sent via SMS*.
Once you’ve completed the application & signed your agreement, let the retailer know.
Arrange delivery of your purchase with the retailer by providing your delivery address.
*The loan amount you will be applying for will equate to the value of the goods or service you are purchasing.
How do I qualify to apply for Snap Finance?
Snap Loan
Snap Finance offers a fast and flexible solution for purchasing your goods and services. The application process is simple and can be completed online, with a decision in minutes.
Our flexible repayment options, allow you to choose the repayment plan that best fits your needs and budget. You can choose weekly, fortnightly, every four weeks or monthly. Snap loan is a convenient and reliable option to consider.
Pay in 4
Pay in 4 is a feature of the loan that allows you to settle your loan in full within 4 months and we’ll cancel the interest. This is called the Pay in 4 period.
This is a personal loan and interest is applied from the time you get your goods or services. When you’re approved you will have the option to select 'Pay in 4' or spread your repayments across the whole loan term. If you select 'Pay in 4 ' you will be set up on a shorter loan repayment schedule to clear your balance in 4 months, meaning that any interest will be cancelled.
Representative 19.9% APR
Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1150, Annual Fixed Interest Rate 18.26%, Monthly Payment £34.05, Term 48 months, Total Payable £1684.40, Representative 19.9% APR
We are a credit broker, not a lender, and offer credit facilities from Snap Finance. Snap Finance Ltd act as the lender. Credit Subject to Status. Terms and conditions apply.
Snap Finance Ltd is a company registered in England and Wales. Registered Number 08080202. Registered address: Snap Finance Ltd, 1 Vincent Avenue, Crownhill, Milton Keynes MK8 0AB.