Here's what our happy customers like best about Snap:
Check your eligibility in under 2 minutes!
Borrow up to £5000 to spend on retail purchases, and pay it back over up to 48 months.
Get started!
We make financing fast, flexible and affordable.
1
Check eligibility
A quick, no-risk check will let you know if you're eligible for a loan without affecting your credit file.
2
Start spending
Once approved, you can use your loan at any Snap retailer.
What could my payments look like?
Select Loan Amount£
Enter the loan amount you are considering.
Loan Term
Representative APR
%
Repayment
£
per
Total Repayment
£
Representative Example: Cost of Goods £1200, Deposit £50, Amount of Credit £1,150, Annual Fixed Interest Rate 26.47%, Monthly Payment £62.54, Term 24 months, Total Payable £1550.96, Representative 29.9% APR
Featured stores
AMJ Watches
Furniture Direct Online
OMI Alloy Wheels
Stonebridge Associated Colleges
Honeypot Furniture
Frequently asked questions
What do I need to apply for a Snap loan?
Does Snap run a credit check?
What is Pay in 4?
When do my payments start?
Have more questions? Visit our FAQs page for more frequently asked questions.
Don't take our word for it...
Joseph Bird
26 March 2024
Great company, no problems whatsoever, I needed some tools and went to the toolden to get them but knew I could not pay out right for them. Snap finance came to my rescue... a few simple questions and the finance was in place all under 10 minutes.
Bea Mumford
10 May 2024
Perfect experience. So easy to set up the finance and extremely helpful on the phone when I had a query. Highly recommend them.
Mars Campbell
26 April 2024
After an accident left me unable to walk i needed a scooter and as they are pretty expensive I was able to get one with a pay in 4 with snap finance which was a godsend. It was really easy to set up and if i need to do anything like that again i will be sure to use them again. 😁
Mateusz Wajerczyk
26 April 2024
Highly recommend the company. Very good customer service. If something goes wrong, they work fast and to your benefit.
Terneesha Clarke
26 April 2024
Snap finance have helped me several times with purchasing new furniture since moving in to my new home. Affordable payment plans to suit your financial situation will be sure to use them in the future.
Sabrina Sells
30 July 2024
I used snap finance to carpet my home. Lovely staff over the phone. Always friendly and accommodating. They don't freak out if your payment is a couple of days late. They accepted me even though my credit rating isn't all that. All in all a reliable and friendly company. Would highly recommend.
Teresa Wixey
13 June 2024
Snap were very helpful the whole time we needed them. Great,friendly and professional throughout. Had an issue one month and had to stop a payment but they sorted it out and got us back on track,we have now finished our contract and are very grateful for the help.
Allysonleon Ducie
13 June 2024
Both times I have used snap they have been very professional and efficient in the dealing with processing and handling of the agreement with no issues whatsoever I certainly would use again and recommend them to anyone that's looking to use them.
Eric Prendergast
13 June 2024
Been with Snap for 3 years to finance my Mobility scooter, no problems at all great company quick service no fuss, highly recommend for people wanting help with Finance.
Suzanne Borkowski
13 June 2024
Used snap finance for 1st time to purchase my sofa I have had brilliant experience and they have amazing customer service and always there to offer any help 5 star service and will apply again in future.