Spending with Snap Card
The Snap Card is an easy way to spend your approved loan amount online or instore for furniture, household goods like new appliances or carpets, or even pay for a car repair.

Why can't I spend anywhere with my Snap Card?
Snap loans are for larger purchases where you need to spread the cost to make things more affordable.
Snap Card is not a general-purpose credit card and therefore isn't designed for every day, smaller purchases.
We have listed below where you can and can't use the card to make it easier for you to understand.
Where can I spend with Snap card?
You can spend at many types of retailers. Any store or merchant that provides something for your home or car, including:
- Department Stores e.g. John Lewis
- Furniture shops e.g. DFS
- Appliances e.g. Euronics or AO
- Carpet shops
- Electronics e.g. Currys or Argos
- Tyres
- Car Services
Can I only spend at big department stores and retailers?
Not at all! Your card can be used at local independent stores or large chains. So, if you are repairing your car, you can use your local garage, or a large brand such as Kwik Fit. It’s up to you!
Here are some examples of the categories and retailers where you can spend your Snap Loan on with Snap Card:
Furniture
- Honeypot
- Argos
- Wayfair
Appliances
- AO
- Argos
- Electrocare
Carpets
- Most local carpet companies
- United Carpets
- Tapi
Electronics
- Currys
- Ao
- Argos
Tyres/Parts
- Kwik fit
- Alloywheels
- Wheelbase
- Halfords
Car Services
- Most of your local garages
Baby
- Simply Baby
Jewellery
- Hatton Jewellers
Mobility
- Oaktree
- Park Mobility
- Mobility Connect
Where can't I use my card?
There are several retailers where you cannot use your Snap Card due to the products or services, they sell such as gambling or food outlets. Here is some examples of where your Card cannot be used:
- Supermarkets
- Amazon
- Gambling
- ATM's
- Pubs and restaurants